Regarding profits, i expect internet notice earnings to get apartment in order to moderately higher, motivated because of the average getting investment gains and a fairly steady NIM versus 4th one-fourth off 2020 peak. Which recommendations assumes the positive feeling about acceleration off PPP fees in the 1st 50 % of the season in advance of settling back off regarding last half. Although not, non-attention income is expected become apartment so you can modestly all the way down due towards the tricky mortgage banking contrasting, partly offset of the continued development in investment avenues, cards and you will money and you will the wide range and investment administration organization lines. (suite…)